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SBA lenders in Laguna Niguel, CA

SBA 7(a) and 504 loans to businesses in Laguna Niguel (Orange County), October 2021 to June 30, 2026 · Updated October 15, 2026
76
SBA loans approved
$35.3M
Total approved
$250,000
Median loan
29
Lenders active
34%
To startups

76 SBA loans worth $35.3M went to businesses in Laguna Niguel, CA between October 2021 and June 2026, from 29 lenders. U.S. Bank made the most, 12 loans. The median loan was $250,000, compared with $300,000 across California, and professional and technical services was the most financed industry.

Most active SBA lenders in Laguna Niguel

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
12$2.9M$62,50025%
2Newtek Bank
Bank · Miami, FL
8$6.3M$225,00025%
3Huntington National Bank
Bank · Columbus, OH
8$2.7M$350,00075%
4JPMorgan Chase Bank
Bank · Columbus, OH
6$795K$120,0000%
5Wells Fargo Bank
Bank · Sioux Falls, SD
5$1.3M$40,000100%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$1.2M$254,0000%
7Byline Bank
Bank · Chicago, IL
3$1.0M$428,00067%
8Bank of America
Bank · Charlotte, NC
3$850K$250,0000%
9BayFirst National Bank
Bank · St. Petersburg, FL
3$322K$96,0000%
10Northeast Bank
Bank · Portland, ME
3$193K$50,0000%
11Gulf Coast Bank and Trust
Bank · New Orleans, LA
2$1.3M$660,40050%
12Zions Bank, A Division of
Bank · Salt Lake City, UT
1$4.6M$4,632,5000%
13California Statewide Certified Development
Certified development company · Davis, CA
1$2.7M$2,712,0000%
14Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$2.0M$2,000,000100%
15Business Finance Capital
Certified development company · Los Angeles, CA
1$1.0M$1,014,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Laguna Niguel. For 504 loans the lender shown is the certified development company.

What gets financed in Laguna Niguel

IndustryLoansShareMedian loanMost active lender
Professional and technical services15
20%
$350,000U.S. Bank
Other services (repair, personal care)13
17%
$318,500Huntington National Bank
Health care and social assistance7
9%
$150,000JPMorgan Chase Bank
Restaurants and hotels6
8%
$325,000Huntington National Bank
Retail6
8%
$95,000Byline Bank
Construction6
8%
$225,000U.S. Bank
Arts, entertainment and recreation6
8%
$239,500Huntington National Bank
Wholesale trade6
8%
$150,000U.S. Bank
Loan size mix
  • Under $150,00039%
  • $150,000 to $500,00038%
  • $500,000 to $2 million17%
  • $2 million and up5%
Compared with California
Median loan, Laguna Niguel
$250,000
Median loan, California
$300,000
Startup share, Laguna Niguel
34%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Laguna Niguel

0102030FY14: 13 loansFY14FY15: 21 loansFY15FY16: 13 loansFY16FY17: 23 loansFY1723FY18: 13 loansFY18FY19: 11 loansFY19FY20: 10 loansFY20FY21: 7 loansFY21FY22: 9 loansFY22FY23: 20 loansFY23FY24: 20 loansFY24FY25: 22 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.