45 SBA loans worth $30.6M went to businesses in San Juan Capistrano, CA between October 2021 and June 2026, from 29 lenders. U.S. Bank made the most, 7 loans. The median loan was $150,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 7 | $263K | $40,000 | 43% |
| 2 | JPMorgan Chase Bank Bank · Columbus, OH | 3 | $729K | $200,000 | 0% |
| 3 | CDC Small Business Finance Non-bank lender · San Diego, CA | 3 | $378K | $100,000 | 67% |
| 4 | California Statewide Certified Development Certified development company · Davis, CA | 2 | $6.5M | $3,272,500 | 0% |
| 5 | Newtek Bank Bank · Miami, FL | 2 | $2.6M | $1,325,000 | 0% |
| 6 | CDC Small Business Finance Certified development company · San Diego, CA | 2 | $2.6M | $1,299,000 | 0% |
| 7 | Plumas Bank Bank · Quincy, CA | 2 | $2.2M | $1,080,000 | 0% |
| 8 | United Midwest Savings Bank Bank · Degraff, OH | 2 | $280K | $140,000 | 100% |
| 9 | Celtic Bank Bank · Salt Lake City, UT | 2 | $199K | $99,300 | 0% |
| 10 | Live Oak Banking Bank · Wilmington, NC | 1 | $4.9M | $4,925,000 | 0% |
| 11 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 1 | $2.2M | $2,173,000 | 0% |
| 12 | Business Finance Capital Certified development company · Los Angeles, CA | 1 | $2.0M | $1,957,000 | 0% |
| 13 | Commercial Bank of California Bank · Irvine, CA | 1 | $1.2M | $1,234,000 | 100% |
| 14 | TowneBank Bank · Portsmouth, VA | 1 | $628K | $628,000 | 100% |
| 15 | CalPrivate Bank Bank · La Jolla, CA | 1 | $552K | $552,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 9 | $552,000 | Huntington National Bank | |
| Professional and technical services | 6 | $349,500 | U.S. Bank | |
| Administrative and support services | 4 | $99,000 | U.S. Bank | |
| Other services (repair, personal care) | 4 | $265,000 | U.S. Bank | |
| Retail | 4 | $150,000 | BayFirst National Bank | |
| Wholesale trade | 4 | $1,630,000 | Live Oak Banking | |
| Health care and social assistance | 3 | $150,000 | United Midwest Savings Bank | |
| Manufacturing | 3 | $150,000 | U.S. Bank |