181 SBA loans worth $125.2M went to businesses in Vista, CA between October 2021 and June 2026, from 44 lenders. U.S. Bank made the most, 22 loans. The median loan was $250,000, compared with $300,000 across California, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 22 | $3.4M | $34,500 | 23% |
| 2 | Newtek Bank Bank · Miami, FL | 16 | $11.4M | $150,000 | 25% |
| 3 | Business Finance Capital Certified development company · Los Angeles, CA | 10 | $7.5M | $406,500 | 0% |
| 4 | JPMorgan Chase Bank Bank · Columbus, OH | 10 | $2.6M | $212,500 | 0% |
| 5 | Huntington National Bank Bank · Columbus, OH | 9 | $3.1M | $255,000 | 44% |
| 6 | California Statewide Certified Development Certified development company · Davis, CA | 8 | $11.1M | $865,000 | 0% |
| 7 | Wells Fargo Bank Bank · Sioux Falls, SD | 8 | $7.0M | $415,000 | 62% |
| 8 | CDC Small Business Finance Certified development company · San Diego, CA | 8 | $6.6M | $738,500 | 12% |
| 9 | Mortgage Capital Development Certified development company · Oakland, CA | 7 | $11.7M | $843,000 | 0% |
| 10 | Celtic Bank Bank · Salt Lake City, UT | 7 | $2.8M | $150,000 | 29% |
| 11 | BayFirst National Bank Bank · St. Petersburg, FL | 7 | $915K | $150,000 | 0% |
| 12 | CDC Small Business Finance Non-bank lender · San Diego, CA | 6 | $1.5M | $250,000 | 33% |
| 13 | Banner Bank Bank · Walla Walla, WA | 5 | $4.1M | $725,000 | 0% |
| 14 | Northeast Bank Bank · Portland, ME | 5 | $425K | $80,100 | 0% |
| 15 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 4 | $256K | $50,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 33 | $200,000 | U.S. Bank | |
| Health care and social assistance | 24 | $514,500 | Business Finance Capital | |
| Professional and technical services | 22 | $150,000 | U.S. Bank | |
| Manufacturing | 20 | $838,800 | GBC International Bank | |
| Wholesale trade | 18 | $255,000 | Newtek Bank | |
| Other services (repair, personal care) | 17 | $60,000 | U.S. Bank | |
| Restaurants and hotels | 13 | $250,000 | Celtic Bank | |
| Retail | 8 | $193,750 | U.S. Bank |