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SBA lenders in Atlantic Beach, FL

SBA 7(a) and 504 loans to businesses in Atlantic Beach (Duval County), October 2021 to June 30, 2026 · Updated October 15, 2026
27
SBA loans approved
$18.9M
Total approved
$329,000
Median loan
14
Lenders active
33%
To startups

27 SBA loans worth $18.9M went to businesses in Atlantic Beach, FL between October 2021 and June 2026, from 14 lenders. Florida First Capital Finance Corporation made the most, 4 loans. The median loan was $329,000, compared with $250,000 across Florida, and administrative and support services was the most financed industry.

Most active SBA lenders in Atlantic Beach

#LenderLoansApprovedMedian loanTo startups
1Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
4$5.8M$828,50025%
2Merchants Bank of Indiana
Bank · Carmel, IN
3$2.2M$300,0000%
3Huntington National Bank
Bank · Columbus, OH
3$621K$250,00067%
4First National Bank of Coffee County
Bank · Douglas, GA
2$2.5M$1,225,0000%
5Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
2$1.5M$762,300100%
6Florida Business Development
Certified development company · Tampa, FL
2$742K$371,0000%
7Newtek Bank
Bank · Miami, FL
2$375K$187,50050%
8BayFirst National Bank
Bank · St. Petersburg, FL
2$188K$94,0000%
9TD Bank
Bank · Wilmington, DE
2$105K$52,5000%
10OptimumBank
Bank · Fort Lauderdale, FL
1$2.6M$2,555,0000%
11Regions Bank
Bank · Birmingham, AL
1$1.5M$1,463,400100%
12First Internet Bank of Indiana
Bank · Fishers, IN
1$390K$390,000100%
13Hancock Whitney Bank
Bank · Gulfport, MS
1$350K$350,000100%
14Northeast Bank
Bank · Portland, ME
1$77K$77,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Atlantic Beach. For 504 loans the lender shown is the certified development company.

What gets financed in Atlantic Beach

IndustryLoansShareMedian loanMost active lender
Administrative and support services8
30%
$275,000Merchants Bank of Indiana
Retail5
19%
$552,600Harvest Small Business Finance
Restaurants and hotels4
15%
$355,650Huntington National Bank
Construction4
15%
$1,467,500First National Bank of Coffee County
Manufacturing2
7%
$896,200Florida Business Development
Health care and social assistance2
7%
$187,500Newtek Bank
Arts, entertainment and recreation1
4%
$350,000Hancock Whitney Bank
Professional and technical services1
4%
$5,000TD Bank
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00037%
  • $500,000 to $2 million22%
  • $2 million and up11%
Compared with Florida
Median loan, Atlantic Beach
$329,000
Median loan, Florida
$250,000
Startup share, Atlantic Beach
33%
Startup share, Florida
29%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Atlantic Beach

03710FY14: 3 loansFY14FY15FY16: 2 loansFY16FY17: 3 loansFY17FY18: 7 loansFY18FY19: 4 loansFY19FY20: 1 loansFY20FY21: 1 loansFY21FY22: 6 loansFY22FY23: 5 loansFY23FY24: 5 loansFY24FY25: 9 loansFY259FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.