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SBA lenders in Ponte Vedra Beach, FL

SBA 7(a) and 504 loans to businesses in Ponte Vedra Beach (Saint Johns County), October 2021 to June 30, 2026 · Updated October 15, 2026
40
SBA loans approved
$27.0M
Total approved
$322,000
Median loan
24
Lenders active
30%
To startups

40 SBA loans worth $27.0M went to businesses in Ponte Vedra Beach, FL between October 2021 and June 2026, from 24 lenders. Newtek Bank made the most, 6 loans. The median loan was $322,000, compared with $250,000 across Florida, and health care and social assistance was the most financed industry.

Most active SBA lenders in Ponte Vedra Beach

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
6$3.8M$400,00017%
2Huntington National Bank
Bank · Columbus, OH
5$1.8M$223,00080%
3Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
3$5.3M$1,906,5000%
4Cogent Bank
Bank · Orlando, FL
2$1.5M$741,2500%
5TowneBank
Bank · Portsmouth, VA
2$917K$458,50050%
6Bank of America
Bank · Charlotte, NC
2$600K$300,0000%
7CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
2$465K$232,5000%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$200K$100,00050%
9Live Oak Banking
Bank · Wilmington, NC
1$2.6M$2,600,0000%
10Pinnacle Bank
Bank · Nashville, TN
1$2.3M$2,305,0000%
11Renasant Bank
Bank · Tupelo, MS
1$1.7M$1,653,6000%
12Fulton Bank
Bank · Lancaster, PA
1$1.3M$1,260,600100%
13North State Bank
Bank · Raleigh, NC
1$1.2M$1,227,0000%
14Florida Business Development
Certified development company · Tampa, FL
1$899K$899,0000%
15Evolve Bank and Trust
Bank · West Memphis, AR
1$800K$800,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Ponte Vedra Beach. For 504 loans the lender shown is the certified development company.

What gets financed in Ponte Vedra Beach

IndustryLoansShareMedian loanMost active lender
Health care and social assistance7
18%
$899,000Harvest Small Business Finance
Restaurants and hotels6
15%
$275,000Huntington National Bank
Professional and technical services5
12%
$382,500First National Bank of Pennsylvania
Other services (repair, personal care)5
12%
$1,530,000Newtek Bank
Finance and insurance4
10%
$675,000Newtek Bank
Administrative and support services3
8%
$1,256,500Fulton Bank
Real estate and rental3
8%
$100,000Bank of America
Education3
8%
$150,000Huntington National Bank
Loan size mix
  • Under $150,00022%
  • $150,000 to $500,00032%
  • $500,000 to $2 million38%
  • $2 million and up8%
Compared with Florida
Median loan, Ponte Vedra Beach
$322,000
Median loan, Florida
$250,000
Startup share, Ponte Vedra Beach
30%
Startup share, Florida
29%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Ponte Vedra Beach

071320FY14: 5 loansFY14FY15: 7 loansFY15FY16: 10 loansFY16FY17: 9 loansFY17FY18: 1 loansFY18FY19: 4 loansFY19FY20: 2 loansFY20FY21: 7 loansFY21FY22: 2 loansFY22FY23: 8 loansFY23FY24: 5 loansFY24FY25: 14 loansFY2514FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.