96 SBA loans worth $56.4M went to businesses in St. Johns, FL between October 2021 and June 2026, from 39 lenders. Readycap Lending made the most, 8 loans. The median loan was $250,000, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 8 | $3.1M | $50,000 | 12% |
| 2 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 7 | $4.8M | $509,000 | 29% |
| 3 | Newtek Bank Bank · Miami, FL | 7 | $1.7M | $200,000 | 43% |
| 4 | TD Bank Bank · Wilmington, DE | 7 | $464K | $50,000 | 0% |
| 5 | Huntington National Bank Bank · Columbus, OH | 6 | $1.7M | $227,500 | 83% |
| 6 | Northeast Bank Bank · Portland, ME | 5 | $777K | $150,000 | 20% |
| 7 | Live Oak Banking Bank · Wilmington, NC | 4 | $7.8M | $1,675,000 | 50% |
| 8 | First National Bank of Pennsylvania Bank · Greenville, PA | 4 | $1.4M | $289,000 | 50% |
| 9 | Celtic Bank Bank · Salt Lake City, UT | 3 | $6.0M | $1,683,000 | 67% |
| 10 | Cogent Bank Bank · Orlando, FL | 3 | $2.2M | $755,500 | 100% |
| 11 | United Midwest Savings Bank Bank · Degraff, OH | 3 | $400K | $150,000 | 100% |
| 12 | BayFirst National Bank Bank · St. Petersburg, FL | 3 | $398K | $150,000 | 0% |
| 13 | PNC Bank Bank · Wilmington, DE | 3 | $272K | $50,000 | 100% |
| 14 | Wells Fargo Bank Bank · Sioux Falls, SD | 3 | $45K | $15,000 | 100% |
| 15 | Florida Business Development Certified development company · Tampa, FL | 2 | $4.0M | $1,990,000 | 50% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 18 | $362,000 | Newtek Bank | |
| Professional and technical services | 17 | $103,500 | Readycap Lending | |
| Other services (repair, personal care) | 14 | $194,500 | Florida First Capital Finance Corporation | |
| Health care and social assistance | 10 | $777,750 | BayFirst National Bank | |
| Construction | 10 | $175,000 | Northeast Bank | |
| Arts, entertainment and recreation | 7 | $415,000 | Florida First Capital Finance Corporation | |
| Administrative and support services | 7 | $150,000 | TD Bank | |
| Retail | 6 | $100,000 | Renasant Bank |