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SBA lenders in Homestead, FL

SBA 7(a) and 504 loans to businesses in Homestead (Miami-Dade County), October 2021 to June 30, 2026 · Updated October 15, 2026
208
SBA loans approved
$85.0M
Total approved
$100,000
Median loan
36
Lenders active
20%
To startups

208 SBA loans worth $85.0M went to businesses in Homestead, FL between October 2021 and June 2026, from 36 lenders. TD Bank made the most, 49 loans. The median loan was $100,000, compared with $250,000 across Florida, and professional and technical services was the most financed industry.

Most active SBA lenders in Homestead

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
49$6.2M$65,00010%
2Newtek Bank
Bank · Miami, FL
29$8.1M$100,00010%
3Wells Fargo Bank
Bank · Sioux Falls, SD
17$275K$15,000100%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
15$7.1M$103,50013%
5Florida Business Development
Certified development company · Tampa, FL
14$13.0M$438,5007%
6Northeast Bank
Bank · Portland, ME
9$1.2M$100,0000%
7BayFirst National Bank
Bank · St. Petersburg, FL
8$1.0M$150,0000%
8Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
6$8.6M$635,5000%
9SouthState Bank
Bank · Winter Haven, FL
6$1.8M$100,00017%
10Bank of America
Bank · Charlotte, NC
5$1.1M$250,0000%
11JPMorgan Chase Bank
Bank · Columbus, OH
5$715K$100,0000%
12Huntington National Bank
Bank · Columbus, OH
5$715K$150,00060%
13City National Bank of Florida
Bank · Miami, FL
4$5.0M$577,7500%
14Newtek Small Business Finance
Non-bank lender · Lake Success, NY
4$3.2M$306,5000%
15Celtic Bank
Bank · Salt Lake City, UT
4$392K$100,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Homestead. For 504 loans the lender shown is the certified development company.

What gets financed in Homestead

IndustryLoansShareMedian loanMost active lender
Professional and technical services29
14%
$80,000Newtek Bank
Health care and social assistance28
13%
$247,750TD Bank
Construction27
13%
$100,000TD Bank
Other services (repair, personal care)23
11%
$50,000Readycap Lending
Transportation and warehousing20
10%
$100,000TD Bank
Wholesale trade16
8%
$137,500TD Bank
Restaurants and hotels14
7%
$332,500Huntington National Bank
Administrative and support services10
5%
$126,750Newtek Bank
Loan size mix
  • Under $150,00055%
  • $150,000 to $500,00026%
  • $500,000 to $2 million13%
  • $2 million and up6%
Compared with Florida
Median loan, Homestead
$100,000
Median loan, Florida
$250,000
Startup share, Homestead
20%
Startup share, Florida
29%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Homestead

0204060FY14: 3 loansFY14FY15: 8 loansFY15FY16: 8 loansFY16FY17: 13 loansFY17FY18: 23 loansFY18FY19: 22 loansFY19FY20: 25 loansFY20FY21: 13 loansFY21FY22: 25 loansFY22FY23: 44 loansFY23FY24: 45 loansFY24FY25: 55 loansFY2555FY26 (Oct to Jun): 39 loansFY2639
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.