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SBA lenders in Miami Gardens, FL

SBA 7(a) and 504 loans to businesses in Miami Gardens (Miami-Dade County), October 2021 to June 30, 2026 · Updated October 15, 2026
30
SBA loans approved
$17.0M
Total approved
$237,500
Median loan
16
Lenders active
37%
To startups

30 SBA loans worth $17.0M went to businesses in Miami Gardens, FL between October 2021 and June 2026, from 16 lenders. Newtek Bank made the most, 8 loans. The median loan was $237,500, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Miami Gardens

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
8$1.4M$162,50012%
2TD Bank
Bank · Wilmington, DE
5$357K$50,00040%
3Northeast Bank
Bank · Portland, ME
3$376K$96,1000%
4JPMorgan Chase Bank
Bank · Columbus, OH
2$650K$325,0000%
5Live Oak Banking
Bank · Wilmington, NC
1$3.8M$3,800,0000%
6First-Citizens Bank & Trust
Bank · Raleigh, NC
1$3.2M$3,230,000100%
7Small Business Growth
Certified development company · Springfield, IL
1$2.6M$2,562,000100%
8Metro City Bank
Bank · Doraville, GA
1$1.3M$1,300,000100%
9Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
1$1.1M$1,134,000100%
10Colony Bank
Bank · Fitzgerald, GA
1$809K$809,000100%
11Capital One
Bank · McLean, VA
1$500K$500,000100%
12Lake Michigan CU
Credit union · Grand Rapids, MI
1$420K$420,0000%
13Florida Business Development
Certified development company · Tampa, FL
1$376K$376,0000%
14Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$41K$41,4000%
15PNC Bank
Bank · Wilmington, DE
1$20K$20,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Miami Gardens. For 504 loans the lender shown is the certified development company.

What gets financed in Miami Gardens

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels7
23%
$350,000Newtek Bank
Health care and social assistance6
20%
$70,000Newtek Bank
Retail5
17%
$96,100Newtek Bank
Construction3
10%
$107,000TD Bank
Administrative and support services2
7%
$85,000PNC Bank
Education2
7%
$2,182,000First-Citizens Bank & Trust
Professional and technical services2
7%
$33,200TD Bank
Other services (repair, personal care)1
3%
$2,562,000Small Business Growth
Loan size mix
  • Under $150,00043%
  • $150,000 to $500,00033%
  • $500,000 to $2 million13%
  • $2 million and up10%
Compared with Florida
Median loan, Miami Gardens
$237,500
Median loan, Florida
$250,000
Startup share, Miami Gardens
37%
Startup share, Florida
29%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Miami Gardens

03710FY14: 1 loansFY14FY15: 3 loansFY15FY16: 2 loansFY16FY17: 2 loansFY17FY18: 3 loansFY18FY19FY20: 6 loansFY20FY21: 3 loansFY21FY22FY23: 4 loansFY23FY24: 9 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.