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SBA lenders in Miami Beach, FL

SBA 7(a) and 504 loans to businesses in Miami Beach (Miami-Dade County), October 2021 to June 30, 2026 · Updated October 15, 2026
175
SBA loans approved
$76.0M
Total approved
$150,000
Median loan
40
Lenders active
23%
To startups

175 SBA loans worth $76.0M went to businesses in Miami Beach, FL between October 2021 and June 2026, from 40 lenders. TD Bank made the most, 32 loans. The median loan was $150,000, compared with $250,000 across Florida, and professional and technical services was the most financed industry.

Most active SBA lenders in Miami Beach

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
32$4.4M$37,90044%
2Newtek Bank
Bank · Miami, FL
23$7.6M$150,00013%
3JPMorgan Chase Bank
Bank · Columbus, OH
13$2.8M$230,0008%
4Huntington National Bank
Bank · Columbus, OH
11$3.6M$301,00036%
5Northeast Bank
Bank · Portland, ME
11$3.0M$200,0009%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
11$2.2M$149,50018%
7BayFirst National Bank
Bank · St. Petersburg, FL
10$1.6M$150,0000%
8City National Bank of Florida
Bank · Miami, FL
8$2.4M$350,0000%
9Wells Fargo Bank
Bank · Sioux Falls, SD
6$115K$20,000100%
10Newtek Small Business Finance
Non-bank lender · Lake Success, NY
5$4.4M$175,0000%
11Florida Business Development
Certified development company · Tampa, FL
4$10.2M$2,539,00050%
12FinWise Bank
Bank · Murray, UT
4$2.2M$425,0000%
13SouthState Bank
Bank · Winter Haven, FL
4$1.4M$350,0000%
14Bank of America
Bank · Charlotte, NC
3$500K$130,0000%
15Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
2$7.3M$3,675,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Miami Beach. For 504 loans the lender shown is the certified development company.

What gets financed in Miami Beach

IndustryLoansShareMedian loanMost active lender
Professional and technical services31
18%
$150,000Newtek Bank
Other services (repair, personal care)21
12%
$75,000TD Bank
Restaurants and hotels21
12%
$350,000Florida Business Development
Real estate and rental15
9%
$150,000Newtek Bank
Wholesale trade14
8%
$125,000Newtek Bank
Retail14
8%
$200,000TD Bank
Health care and social assistance12
7%
$250,000Huntington National Bank
Construction11
6%
$140,000JPMorgan Chase Bank
Loan size mix
  • Under $150,00041%
  • $150,000 to $500,00042%
  • $500,000 to $2 million11%
  • $2 million and up6%
Compared with Florida
Median loan, Miami Beach
$150,000
Median loan, Florida
$250,000
Startup share, Miami Beach
23%
Startup share, Florida
29%
Share of state's SBA loans
0.7%

SBA loans per fiscal year in Miami Beach

0204060FY14: 10 loansFY14FY15: 21 loansFY15FY16: 16 loansFY16FY17: 23 loansFY17FY18: 26 loansFY18FY19: 17 loansFY19FY20: 14 loansFY20FY21: 16 loansFY21FY22: 26 loansFY22FY23: 41 loansFY23FY24: 50 loansFY2450FY25: 46 loansFY25FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.