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SBA lenders in Rathdrum, ID

SBA 7(a) and 504 loans to businesses in Rathdrum (Kootenai County), October 2021 to June 30, 2026 · Updated October 15, 2026
25
SBA loans approved
$11.7M
Total approved
$150,000
Median loan
13
Lenders active
28%
To startups

25 SBA loans worth $11.7M went to businesses in Rathdrum, ID between October 2021 and June 2026, from 13 lenders. Idaho Central CU made the most, 4 loans. The median loan was $150,000, compared with $150,000 across Idaho, and construction was the most financed industry.

Most active SBA lenders in Rathdrum

#LenderLoansApprovedMedian loanTo startups
1Idaho Central CU
Credit union · Chubbuck, ID
4$392K$110,50075%
2Columbia Bank
Bank · Roseburg, OR
4$147K$36,0000%
3Panhandle Area Council
Certified development company · Hayden, ID
3$4.0M$1,537,0000%
4Capital Matrix
Certified development company · Boise, ID
2$1.1M$546,5000%
5Glacier Bank
Bank · Kalispell, MT
2$810K$405,200100%
6Northeast Bank
Bank · Portland, ME
2$342K$171,2500%
7U.S. Bank
Bank · Cincinnati, OH
2$210K$105,0000%
8America First Federal Credit Union
Credit union · Riverdale, UT
1$2.4M$2,448,700100%
9Fifth Third Bank
Bank · Cincinnati, OH
1$1.2M$1,218,0000%
10RiverBank
Bank · Spokane, WA
1$459K$459,0000%
11bankcda
Bank · Coeur d'Alene, ID
1$300K$300,0000%
12Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$253K$252,7000%
13Wells Fargo Bank
Bank · Sioux Falls, SD
1$5K$5,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Rathdrum. For 504 loans the lender shown is the certified development company.

What gets financed in Rathdrum

IndustryLoansShareMedian loanMost active lender
Construction8
32%
$135,750Idaho Central CU
Manufacturing5
20%
$490,000Panhandle Area Council
Retail3
12%
$459,000RiverBank
Health care and social assistance2
8%
$621,500Fifth Third Bank
Restaurants and hotels2
8%
$405,200Glacier Bank
Administrative and support services1
4%
$121,000Idaho Central CU
Agriculture, forestry and fishing1
4%
$25,000Columbia Bank
Other services (repair, personal care)1
4%
$779,000Capital Matrix
Loan size mix
  • Under $150,00044%
  • $150,000 to $500,00032%
  • $500,000 to $2 million20%
  • $2 million and up4%
Compared with Idaho
Median loan, Rathdrum
$150,000
Median loan, Idaho
$150,000
Startup share, Rathdrum
28%
Startup share, Idaho
37%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Rathdrum

03710FY14: 6 loansFY14FY15: 7 loansFY15FY16: 4 loansFY16FY17: 8 loansFY17FY18: 6 loansFY18FY19: 7 loansFY19FY20: 9 loansFY209FY21: 6 loansFY21FY22: 2 loansFY22FY23: 4 loansFY23FY24: 3 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.