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SBA lenders in Germantown, MD

SBA 7(a) and 504 loans to businesses in Germantown (Montgomery County), October 2021 to June 30, 2026 · Updated October 16, 2026
38
SBA loans approved
$12.2M
Total approved
$100,000
Median loan
14
Lenders active
29%
To startups

38 SBA loans worth $12.2M went to businesses in Germantown, MD between October 2021 and June 2026, from 14 lenders. TD Bank made the most, 10 loans. The median loan was $100,000, compared with $141,500 across Maryland, and health care and social assistance was the most financed industry.

Most active SBA lenders in Germantown

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
10$1.1M$40,00030%
2Manufacturers and Traders Trust
Bank · Buffalo, NY
8$862K$75,00038%
3Newtek Bank
Bank · Miami, FL
4$450K$100,0000%
4Live Oak Banking
Bank · Wilmington, NC
2$6.0M$3,002,50050%
5United Midwest Savings Bank
Bank · Degraff, OH
2$1.2M$621,00050%
6Bank of America
Bank · Charlotte, NC
2$470K$235,10050%
7BayFirst National Bank
Bank · St. Petersburg, FL
2$250K$125,0000%
8PNC Bank
Bank · Wilmington, DE
2$212K$105,8500%
9Industrial Bank
Bank · Washington, DC
1$540K$540,000100%
10SouthState Bank
Bank · Winter Haven, FL
1$350K$350,0000%
11Huntington National Bank
Bank · Columbus, OH
1$350K$350,0000%
12Business Finance Group
Certified development company · Fairfax, VA
1$249K$249,0000%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$100K$100,0000%
14Wells Fargo Bank
Bank · Sioux Falls, SD
1$15K$15,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Germantown. For 504 loans the lender shown is the certified development company.

What gets financed in Germantown

IndustryLoansShareMedian loanMost active lender
Health care and social assistance11
29%
$196,100Manufacturers and Traders Trust
Construction7
18%
$100,000TD Bank
Professional and technical services5
13%
$225,000TD Bank
Manufacturing3
8%
$250,000TD Bank
Retail3
8%
$100,000Newtek Bank
Real estate and rental3
8%
$50,000TD Bank
Transportation and warehousing2
5%
$25,000TD Bank
Other services (repair, personal care)2
5%
$75,000TD Bank
Loan size mix
  • Under $150,00053%
  • $150,000 to $500,00037%
  • $500,000 to $2 million8%
  • $2 million and up3%
Compared with Maryland
Median loan, Germantown
$100,000
Median loan, Maryland
$141,500
Startup share, Germantown
29%
Startup share, Maryland
37%
Share of state's SBA loans
0.7%

SBA loans per fiscal year in Germantown

071320FY14: 5 loansFY14FY15: 6 loansFY15FY16: 5 loansFY16FY17: 15 loansFY17FY18: 16 loansFY1816FY19: 9 loansFY19FY20: 9 loansFY20FY21: 12 loansFY21FY22: 9 loansFY22FY23: 7 loansFY23FY24: 8 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.