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SBA lenders in Gaithersburg, MD

SBA 7(a) and 504 loans to businesses in Gaithersburg (Montgomery County), October 2021 to June 30, 2026 · Updated October 16, 2026
169
SBA loans approved
$65.2M
Total approved
$115,000
Median loan
42
Lenders active
37%
To startups

169 SBA loans worth $65.2M went to businesses in Gaithersburg, MD between October 2021 and June 2026, from 42 lenders. Manufacturers and Traders Trust made the most, 53 loans. The median loan was $115,000, compared with $141,500 across Maryland, and professional and technical services was the most financed industry.

Most active SBA lenders in Gaithersburg

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
53$7.6M$60,00051%
2TD Bank
Bank · Wilmington, DE
20$1.5M$42,50050%
3Northeast Bank
Bank · Portland, ME
10$1.9M$120,0000%
4Newtek Bank
Bank · Miami, FL
8$2.5M$225,0000%
5Huntington National Bank
Bank · Columbus, OH
6$2.0M$315,00050%
6BayFirst National Bank
Bank · St. Petersburg, FL
5$1.4M$150,0000%
7PNC Bank
Bank · Wilmington, DE
5$341K$25,00060%
8Business Finance Group
Certified development company · Fairfax, VA
4$2.1M$343,5000%
9Newtek Small Business Finance
Non-bank lender · Lake Success, NY
4$984K$227,0000%
10Live Oak Banking
Bank · Wilmington, NC
3$6.4M$2,850,00033%
11Pathward
Bank · Sioux Falls, SD
3$5.5M$1,245,00033%
12Atlantic Union Bank
Bank · Richmond City, VA
3$873K$200,00033%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$800K$15,50033%
14JPMorgan Chase Bank
Bank · Columbus, OH
3$528K$68,00033%
15Capital One
Bank · McLean, VA
2$5.3M$2,675,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Gaithersburg. For 504 loans the lender shown is the certified development company.

What gets financed in Gaithersburg

IndustryLoansShareMedian loanMost active lender
Professional and technical services35
21%
$100,000Manufacturers and Traders Trust
Restaurants and hotels25
15%
$100,000Manufacturers and Traders Trust
Construction20
12%
$149,500TD Bank
Retail20
12%
$100,000Manufacturers and Traders Trust
Health care and social assistance18
11%
$300,000Manufacturers and Traders Trust
Administrative and support services13
8%
$100,000TD Bank
Other services (repair, personal care)10
6%
$66,050Manufacturers and Traders Trust
Manufacturing8
5%
$511,500Manufacturers and Traders Trust
Loan size mix
  • Under $150,00051%
  • $150,000 to $500,00028%
  • $500,000 to $2 million17%
  • $2 million and up4%
Compared with Maryland
Median loan, Gaithersburg
$115,000
Median loan, Maryland
$141,500
Startup share, Gaithersburg
37%
Startup share, Maryland
37%
Share of state's SBA loans
3.1%

SBA loans per fiscal year in Gaithersburg

0173350FY14: 29 loansFY14FY15: 31 loansFY15FY16: 31 loansFY16FY17: 26 loansFY17FY18: 30 loansFY18FY19: 31 loansFY19FY20: 12 loansFY20FY21: 16 loansFY21FY22: 26 loansFY22FY23: 23 loansFY23FY24: 46 loansFY24FY25: 48 loansFY2548FY26 (Oct to Jun): 26 loansFY2626
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.