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SBA lenders in Rochester, MI

SBA 7(a) and 504 loans to businesses in Rochester (Oakland County), October 2021 to June 30, 2026 · Updated October 15, 2026
154
SBA loans approved
$70.7M
Total approved
$200,000
Median loan
36
Lenders active
42%
To startups

154 SBA loans worth $70.7M went to businesses in Rochester, MI between October 2021 and June 2026, from 36 lenders. Huntington National Bank made the most, 86 loans. The median loan was $200,000, compared with $150,000 across Michigan, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Rochester

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
86$17.2M$51,50052%
2JPMorgan Chase Bank
Bank · Columbus, OH
6$2.8M$450,0000%
3Northeast Bank
Bank · Portland, ME
6$1.1M$164,2500%
4Celtic Bank
Bank · Salt Lake City, UT
5$5.6M$150,00020%
5Great Lakes Commercial Finance
Certified development company · Grandville, MI
3$7.7M$2,288,0000%
6Live Oak Banking
Bank · Wilmington, NC
3$5.1M$1,200,00033%
7ChoiceOne Bank
Bank · Sparta, MI
3$4.3M$990,00033%
8Michigan Certified Development
Certified development company · East Lansing, MI
3$2.0M$538,0000%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$1.4M$200,0000%
10United Midwest Savings Bank
Bank · Degraff, OH
3$988K$150,000100%
11Independent Bank
Bank · Grand Rapids, MI
2$4.0M$2,025,0000%
12Oxford Bank
Bank · Oxford, MI
2$1.0M$500,0000%
13Bank of Ann Arbor
Bank · Ann Arbor, MI
2$837K$418,5000%
14Alliance Catholic CU
Credit union · Farmington Hills, MI
2$813K$406,600100%
15First Internet Bank of Indiana
Bank · Fishers, IN
2$721K$360,500100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Rochester. For 504 loans the lender shown is the certified development company.

What gets financed in Rochester

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)31
20%
$285,500Huntington National Bank
Restaurants and hotels24
16%
$282,000Huntington National Bank
Professional and technical services17
11%
$250,000Huntington National Bank
Retail12
8%
$100,000Huntington National Bank
Arts, entertainment and recreation12
8%
$38,450Huntington National Bank
Administrative and support services10
6%
$119,300Huntington National Bank
Transportation and warehousing10
6%
$158,150Huntington National Bank
Construction9
6%
$85,000Huntington National Bank
Loan size mix
  • Under $150,00042%
  • $150,000 to $500,00031%
  • $500,000 to $2 million22%
  • $2 million and up5%
Compared with Michigan
Median loan, Rochester
$200,000
Median loan, Michigan
$150,000
Startup share, Rochester
42%
Startup share, Michigan
29%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Rochester

0132740FY14: 36 loansFY14FY15: 31 loansFY15FY16: 33 loansFY16FY17: 32 loansFY17FY18: 36 loansFY18FY19: 22 loansFY19FY20: 21 loansFY20FY21: 32 loansFY21FY22: 32 loansFY22FY23: 35 loansFY23FY24: 37 loansFY24FY25: 39 loansFY2539FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.