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SBA lenders in Birmingham, MI

SBA 7(a) and 504 loans to businesses in Birmingham (Oakland County), October 2021 to June 30, 2026 · Updated October 15, 2026
56
SBA loans approved
$29.1M
Total approved
$185,500
Median loan
20
Lenders active
18%
To startups

56 SBA loans worth $29.1M went to businesses in Birmingham, MI between October 2021 and June 2026, from 20 lenders. Huntington National Bank made the most, 22 loans. The median loan was $185,500, compared with $150,000 across Michigan, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Birmingham

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
22$3.1M$87,5009%
2JPMorgan Chase Bank
Bank · Columbus, OH
4$920K$250,0000%
3Fifth Third Bank
Bank · Cincinnati, OH
4$870K$220,0000%
4Newtek Bank
Bank · Miami, FL
4$230K$50,0000%
5First Internet Bank of Indiana
Bank · Fishers, IN
3$6.9M$2,712,00033%
6TowneBank
Bank · Portsmouth, VA
2$3.6M$1,811,00050%
7Live Oak Banking
Bank · Wilmington, NC
2$3.0M$1,507,50050%
8KeyBank
Bank · Cleveland, OH
2$700K$350,0000%
9ChoiceOne Bank
Bank · Sparta, MI
2$662K$331,000100%
10Community Choice CU
Credit union · Farmington Hills, MI
1$4.4M$4,435,000100%
11Great Lakes Commercial Finance
Certified development company · Grandville, MI
1$1.6M$1,565,0000%
12Gulf Coast Bank and Trust
Bank · New Orleans, LA
1$715K$715,000100%
13University Bank
Bank · Ann Arbor, MI
1$515K$515,1000%
14American Momentum Bank
Bank · College Station, TX
1$500K$500,0000%
15Northeast Bank
Bank · Portland, ME
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Birmingham. For 504 loans the lender shown is the certified development company.

What gets financed in Birmingham

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)9
16%
$75,000Huntington National Bank
Wholesale trade9
16%
$284,100Huntington National Bank
Professional and technical services7
12%
$225,000Huntington National Bank
Restaurants and hotels6
11%
$150,000Huntington National Bank
Construction6
11%
$300,000TowneBank
Retail6
11%
$105,000Huntington National Bank
Manufacturing3
5%
$171,000Fifth Third Bank
Transportation and warehousing3
5%
$2,712,000First Internet Bank of Indiana
Loan size mix
  • Under $150,00046%
  • $150,000 to $500,00034%
  • $500,000 to $2 million11%
  • $2 million and up9%
Compared with Michigan
Median loan, Birmingham
$185,500
Median loan, Michigan
$150,000
Startup share, Birmingham
18%
Startup share, Michigan
29%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Birmingham

0102030FY14: 12 loansFY14FY15: 16 loansFY15FY16: 19 loansFY16FY17: 20 loansFY17FY18: 24 loansFY1824FY19: 15 loansFY19FY20: 10 loansFY20FY21: 11 loansFY21FY22: 14 loansFY22FY23: 13 loansFY23FY24: 8 loansFY24FY25: 17 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.