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SBA lenders in Pontiac, MI

SBA 7(a) and 504 loans to businesses in Pontiac (Oakland County), October 2021 to June 30, 2026 · Updated October 15, 2026
48
SBA loans approved
$25.5M
Total approved
$200,000
Median loan
17
Lenders active
25%
To startups

48 SBA loans worth $25.5M went to businesses in Pontiac, MI between October 2021 and June 2026, from 17 lenders. Huntington National Bank made the most, 21 loans. The median loan was $200,000, compared with $150,000 across Michigan, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Pontiac

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
21$3.5M$45,50024%
2First Internet Bank of Indiana
Bank · Fishers, IN
5$4.5M$250,00060%
3Newtek Bank
Bank · Miami, FL
4$576K$100,5000%
4Michigan Certified Development
Certified development company · East Lansing, MI
2$1.6M$779,0000%
5JPMorgan Chase Bank
Bank · Columbus, OH
2$550K$275,0000%
6Fifth Third Bank
Bank · Cincinnati, OH
2$525K$262,5000%
7KeyBank
Bank · Cleveland, OH
2$318K$158,750100%
8Live Oak Banking
Bank · Wilmington, NC
1$5.0M$5,000,0000%
9Patriot Bank
Bank · Stamford, CT
1$3.7M$3,730,000100%
10Bank of Ann Arbor
Bank · Ann Arbor, MI
1$1.3M$1,317,6000%
11Great Lakes Commercial Finance
Certified development company · Grandville, MI
1$1.2M$1,217,0000%
12PNC Bank
Bank · Wilmington, DE
1$923K$923,0000%
13DFCU Financial
Credit union · Dearborn, MI
1$788K$787,5000%
14Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
1$638K$637,5000%
15Bank of America
Bank · Charlotte, NC
1$187K$186,9000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Pontiac. For 504 loans the lender shown is the certified development company.

What gets financed in Pontiac

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)13
27%
$103,800Huntington National Bank
Administrative and support services8
17%
$250,000First Internet Bank of Indiana
Retail7
15%
$300,000Huntington National Bank
Construction6
12%
$275,000JPMorgan Chase Bank
Health care and social assistance5
10%
$50,000Huntington National Bank
Restaurants and hotels2
4%
$31,500Newtek Bank
Wholesale trade2
4%
$662,250Harvest Small Business Finance
Education1
2%
$871,000Michigan Certified Development
Loan size mix
  • Under $150,00044%
  • $150,000 to $500,00029%
  • $500,000 to $2 million23%
  • $2 million and up4%
Compared with Michigan
Median loan, Pontiac
$200,000
Median loan, Michigan
$150,000
Startup share, Pontiac
25%
Startup share, Michigan
29%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Pontiac

071320FY14: 14 loansFY14FY15: 6 loansFY15FY16: 16 loansFY16FY17: 11 loansFY17FY18: 19 loansFY1819FY19: 7 loansFY19FY20: 8 loansFY20FY21: 8 loansFY21FY22: 9 loansFY22FY23: 9 loansFY23FY24: 16 loansFY24FY25: 5 loansFY25FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.