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SBA lenders in Columbia, MO

SBA 7(a) and 504 loans to businesses in Columbia (Boone County), October 2021 to June 30, 2026 · Updated October 15, 2026
193
SBA loans approved
$64.1M
Total approved
$150,000
Median loan
31
Lenders active
42%
To startups

193 SBA loans worth $64.1M went to businesses in Columbia, MO between October 2021 and June 2026, from 31 lenders. Central Trust Bank made the most, 81 loans. The median loan was $150,000, compared with $246,500 across Missouri, and health care and social assistance was the most financed industry.

Most active SBA lenders in Columbia

#LenderLoansApprovedMedian loanTo startups
1Central Trust Bank
Bank · Jefferson City, MO
81$10.2M$93,00046%
2Callaway Bank
Bank · Fulton, MO
25$5.2M$175,00052%
3Hawthorn Bank
Bank · Jefferson City, MO
12$3.0M$75,00058%
4Bank of Missouri
Bank · Perryville, MO
12$2.8M$112,50025%
5Enterprise Development
Certified development company · Columbia, MO
10$5.7M$330,0000%
6Commerce Bank
Bank · Kansas City, MO
8$1.3M$138,00038%
7U.S. Bank
Bank · Cincinnati, OH
5$2.8M$34,60080%
8Live Oak Banking
Bank · Wilmington, NC
3$5.6M$2,200,0000%
9Huntington National Bank
Bank · Columbus, OH
3$3.2M$750,00033%
10Rural Missouri
Certified development company · Jefferson City, MO
3$2.8M$747,0000%
11First Bank of the Lake
Bank · Osage Beach, MO
3$1.5M$658,70067%
12Midwest Regional Bank
Bank · Clayton, MO
3$1.0M$211,00067%
13Midwest BankCentre
Bank · Lemay, MO
2$4.3M$2,155,0000%
14Enterprise Bank & Trust
Bank · Clayton, MO
2$4.0M$1,980,60050%
15Colony Bank
Bank · Fitzgerald, GA
2$671K$335,50050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Columbia. For 504 loans the lender shown is the certified development company.

What gets financed in Columbia

IndustryLoansShareMedian loanMost active lender
Health care and social assistance32
17%
$138,500Central Trust Bank
Restaurants and hotels31
16%
$198,000Central Trust Bank
Other services (repair, personal care)29
15%
$100,000Central Trust Bank
Professional and technical services17
9%
$150,000Callaway Bank
Retail17
9%
$150,000Central Trust Bank
Construction15
8%
$75,000Callaway Bank
Administrative and support services13
7%
$150,000Central Trust Bank
Arts, entertainment and recreation13
7%
$242,900Central Trust Bank
Loan size mix
  • Under $150,00047%
  • $150,000 to $500,00036%
  • $500,000 to $2 million13%
  • $2 million and up4%
Compared with Missouri
Median loan, Columbia
$150,000
Median loan, Missouri
$246,500
Startup share, Columbia
42%
Startup share, Missouri
37%
Share of state's SBA loans
3.8%

SBA loans per fiscal year in Columbia

0234770FY14: 67 loansFY1467FY15: 62 loansFY15FY16: 53 loansFY16FY17: 47 loansFY17FY18: 38 loansFY18FY19: 41 loansFY19FY20: 39 loansFY20FY21: 46 loansFY21FY22: 44 loansFY22FY23: 42 loansFY23FY24: 40 loansFY24FY25: 47 loansFY25FY26 (Oct to Jun): 20 loansFY2620
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.