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SBA lenders in Jefferson City, MO

SBA 7(a) and 504 loans to businesses in Jefferson City (Cole County), October 2021 to June 30, 2026 · Updated October 16, 2026
34
SBA loans approved
$22.7M
Total approved
$150,000
Median loan
17
Lenders active
35%
To startups

34 SBA loans worth $22.7M went to businesses in Jefferson City, MO between October 2021 and June 2026, from 17 lenders. Hawthorn Bank made the most, 7 loans. The median loan was $150,000, compared with $246,500 across Missouri, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Jefferson City

#LenderLoansApprovedMedian loanTo startups
1Hawthorn Bank
Bank · Jefferson City, MO
7$806K$80,00071%
2Central Trust Bank
Bank · Jefferson City, MO
3$3.4M$146,7000%
3First Mid Bank & Trust
Bank · Mattoon, IL
3$341K$129,60067%
4GBank
Bank · Las Vegas, NV
2$5.1M$2,568,85050%
5Commerce Bank
Bank · Kansas City, MO
2$5.0M$2,521,3000%
6First Internet Bank of Indiana
Bank · Fishers, IN
2$1.3M$630,0000%
7Rural Missouri
Certified development company · Jefferson City, MO
2$957K$478,5000%
8Simmons Bank
Bank · Pine Bluff, AR
2$721K$360,30050%
9Callaway Bank
Bank · Fulton, MO
2$85K$42,500100%
10U.S. Bank
Bank · Cincinnati, OH
2$65K$32,5000%
11St. Louis Bank
Bank · St. Louis, MO
1$2.9M$2,920,0000%
12St. Charles County Economic Development Council
Certified development company · St. Charles, MO
1$750K$750,000100%
13Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$500K$500,0000%
14Enterprise Development
Certified development company · Columbia, MO
1$420K$420,0000%
15BayFirst National Bank
Bank · St. Petersburg, FL
1$150K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Jefferson City. For 504 loans the lender shown is the certified development company.

What gets financed in Jefferson City

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels13
38%
$108,000Hawthorn Bank
Health care and social assistance6
18%
$269,550Simmons Bank
Professional and technical services4
12%
$300,000First Internet Bank of Indiana
Other services (repair, personal care)3
9%
$264,000St. Louis Bank
Retail2
6%
$85,000BayFirst National Bank
Construction2
6%
$1,586,200U.S. Bank
Arts, entertainment and recreation1
3%
$129,600First Mid Bank & Trust
Finance and insurance1
3%
$250,000Hawthorn Bank
Loan size mix
  • Under $150,00047%
  • $150,000 to $500,00026%
  • $500,000 to $2 million15%
  • $2 million and up12%
Compared with Missouri
Median loan, Jefferson City
$150,000
Median loan, Missouri
$246,500
Startup share, Jefferson City
35%
Startup share, Missouri
37%
Share of state's SBA loans
0.7%

SBA loans per fiscal year in Jefferson City

0102030FY14: 21 loansFY1421FY15: 14 loansFY15FY16: 18 loansFY16FY17: 21 loansFY17FY18: 11 loansFY18FY19: 14 loansFY19FY20: 13 loansFY20FY21: 12 loansFY21FY22: 10 loansFY22FY23: 5 loansFY23FY24: 11 loansFY24FY25: 3 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.