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SBA lenders in Independence, MO

SBA 7(a) and 504 loans to businesses in Independence (Jackson County), October 2021 to June 30, 2026 · Updated October 15, 2026
72
SBA loans approved
$40.6M
Total approved
$251,850
Median loan
37
Lenders active
44%
To startups

72 SBA loans worth $40.6M went to businesses in Independence, MO between October 2021 and June 2026, from 37 lenders. U.S. Bank made the most, 11 loans. The median loan was $251,850, compared with $246,500 across Missouri, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Independence

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
11$3.2M$50,00036%
2Arvest Bank
Bank · Fayetteville, AR
8$2.0M$137,90050%
3Bank Five Nine
Bank · Oconomowoc, WI
3$8.2M$3,151,000100%
4UMB Bank
Bank · Kansas City, MO
3$1.1M$497,0000%
5Community Banks of Colorado, A Division of NBH Bank
Bank · Greenwood Village, CO
3$1.1M$400,00033%
6Newtek Bank
Bank · Miami, FL
3$300K$100,0000%
7Commerce Bank
Bank · Kansas City, MO
3$295K$120,00033%
8Byline Bank
Bank · Chicago, IL
2$1.4M$695,000100%
9Heartland Business Capital
Certified development company · Overland Park, KS
2$1.2M$580,0000%
10Patriot Bank
Bank · Stamford, CT
2$1.1M$545,750100%
11Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
2$940K$469,85050%
12Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$525K$262,5000%
13Huntington National Bank
Bank · Columbus, OH
2$282K$141,000100%
14CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
2$270K$135,0000%
15Small Business Bank
Bank · Lenexa, KS
2$200K$100,00050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Independence. For 504 loans the lender shown is the certified development company.

What gets financed in Independence

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels12
17%
$486,000Byline Bank
Health care and social assistance11
15%
$400,000U.S. Bank
Other services (repair, personal care)10
14%
$122,500Commerce Bank
Arts, entertainment and recreation6
8%
$100,000Arvest Bank
Transportation and warehousing6
8%
$1,173,500Bank Five Nine
Retail6
8%
$251,850Arvest Bank
Administrative and support services5
7%
$244,000Arvest Bank
Construction5
7%
$500,000UMB Bank
Loan size mix
  • Under $150,00040%
  • $150,000 to $500,00029%
  • $500,000 to $2 million24%
  • $2 million and up7%
Compared with Missouri
Median loan, Independence
$251,850
Median loan, Missouri
$246,500
Startup share, Independence
44%
Startup share, Missouri
37%
Share of state's SBA loans
1.4%

SBA loans per fiscal year in Independence

0102030FY14: 11 loansFY14FY15: 12 loansFY15FY16: 16 loansFY16FY17: 7 loansFY17FY18: 9 loansFY18FY19: 10 loansFY19FY20: 8 loansFY20FY21: 20 loansFY2120FY22: 13 loansFY22FY23: 17 loansFY23FY24: 12 loansFY24FY25: 16 loansFY25FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.