91 SBA loans worth $38.6M went to businesses in O'Fallon, MO between October 2021 and June 2026, from 40 lenders. U.S. Bank made the most, 13 loans. The median loan was $237,000, compared with $246,500 across Missouri, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 13 | $2.7M | $50,000 | 23% |
| 2 | Huntington National Bank Bank · Columbus, OH | 7 | $1.7M | $267,300 | 86% |
| 3 | St. Charles County Economic Development Council Certified development company · St. Charles, MO | 6 | $4.1M | $335,500 | 33% |
| 4 | Rural Missouri Certified development company · Jefferson City, MO | 5 | $7.0M | $1,417,000 | 40% |
| 5 | Midwest Regional Bank Bank · Clayton, MO | 5 | $2.5M | $317,000 | 100% |
| 6 | Midland States Bank Bank · Effingham, IL | 4 | $2.0M | $395,250 | 25% |
| 7 | Northeast Bank Bank · Portland, ME | 4 | $363K | $88,900 | 0% |
| 8 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 3 | $810K | $219,000 | 67% |
| 9 | Commerce Bank Bank · Kansas City, MO | 3 | $403K | $100,000 | 0% |
| 10 | Busey Bank Bank · Champaign, IL | 2 | $2.0M | $1,003,750 | 50% |
| 11 | VelocitySBA Non-bank lender · Irving, TX | 2 | $1.3M | $639,000 | 100% |
| 12 | Citizens Bank Bank · Elizabethton, TN | 2 | $1.2M | $598,000 | 50% |
| 13 | American Momentum Bank Bank · College Station, TX | 2 | $740K | $370,000 | 100% |
| 14 | Bank of Houston Bank · Houston, MO | 2 | $738K | $369,200 | 100% |
| 15 | Pathward Bank · Sioux Falls, SD | 2 | $378K | $189,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 19 | $403,000 | Huntington National Bank | |
| Other services (repair, personal care) | 14 | $308,500 | Midland States Bank | |
| Construction | 11 | $50,000 | U.S. Bank | |
| Arts, entertainment and recreation | 7 | $190,500 | American Momentum Bank | |
| Retail | 7 | $150,000 | Midwest Regional Bank | |
| Health care and social assistance | 7 | $343,600 | Rural Missouri | |
| Administrative and support services | 6 | $100,000 | U.S. Bank | |
| Finance and insurance | 5 | $248,000 | U.S. Bank |