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SBA lenders in St. Joseph, MO

SBA 7(a) and 504 loans to businesses in St. Joseph (Buchanan County), October 2021 to June 30, 2026 · Updated October 15, 2026
53
SBA loans approved
$49.8M
Total approved
$465,000
Median loan
27
Lenders active
28%
To startups

53 SBA loans worth $49.8M went to businesses in St. Joseph, MO between October 2021 and June 2026, from 27 lenders. Mo-Kan Development made the most, 7 loans. The median loan was $465,000, compared with $246,500 across Missouri, and restaurants and hotels was the most financed industry.

Most active SBA lenders in St. Joseph

#LenderLoansApprovedMedian loanTo startups
1Mo-Kan Development
Certified development company · St. Joseph, MO
7$1.4M$207,00014%
2U.S. Bank
Bank · Cincinnati, OH
6$946K$34,0000%
3Busey Bank
Bank · Champaign, IL
5$8.4M$2,205,00040%
4Huntington National Bank
Bank · Columbus, OH
3$5.7M$1,278,30033%
5OakStar Bank
Bank · Springfield, MO
3$4.9M$1,718,90067%
6Bank Northwest
Bank · Hamilton, MO
3$192K$50,5000%
7Byline Bank
Bank · Chicago, IL
2$4.1M$2,037,5000%
8Fusion Bank
Bank · Larned, KS
2$2.0M$1,000,0000%
9Live Oak Banking
Bank · Wilmington, NC
2$995K$497,5000%
10Small Business Bank
Bank · Lenexa, KS
2$617K$308,550100%
11Commerce Bank
Bank · Kansas City, MO
2$400K$199,85050%
12Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$5.0M$5,000,0000%
13GBank
Bank · Las Vegas, NV
1$3.9M$3,937,0000%
14American Bank
Bank · Dallas, TX
1$3.9M$3,932,000100%
15First Financial Bank
Bank · El Dorado, AR
1$1.6M$1,640,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in St. Joseph. For 504 loans the lender shown is the certified development company.

What gets financed in St. Joseph

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels14
26%
$675,250Commerce Bank
Manufacturing7
13%
$1,014,200Busey Bank
Construction4
8%
$79,000U.S. Bank
Health care and social assistance4
8%
$482,000Huntington National Bank
Retail4
8%
$475,100SouthState Bank
Professional and technical services4
8%
$455,500OakStar Bank
Finance and insurance3
6%
$217,000U.S. Bank
Arts, entertainment and recreation3
6%
$349,900Regent Bank
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00023%
  • $500,000 to $2 million30%
  • $2 million and up17%
Compared with Missouri
Median loan, St. Joseph
$465,000
Median loan, Missouri
$246,500
Startup share, St. Joseph
28%
Startup share, Missouri
37%
Share of state's SBA loans
1.0%

SBA loans per fiscal year in St. Joseph

071320FY14: 9 loansFY14FY15: 8 loansFY15FY16: 7 loansFY16FY17: 11 loansFY17FY18: 16 loansFY18FY19: 5 loansFY19FY20: 10 loansFY20FY21: 10 loansFY21FY22: 12 loansFY22FY23: 11 loansFY23FY24: 10 loansFY24FY25: 17 loansFY2517FY26 (Oct to Jun): 3 loansFY263
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.