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SBA lenders in St. Louis, MO

SBA 7(a) and 504 loans to businesses in St. Louis (St. Louis County), October 2021 to June 30, 2026 · Updated October 15, 2026
715
SBA loans approved
$420.2M
Total approved
$262,000
Median loan
99
Lenders active
32%
To startups

715 SBA loans worth $420.2M went to businesses in St. Louis, MO between October 2021 and June 2026, from 99 lenders. U.S. Bank made the most, 112 loans. The median loan was $262,000, compared with $246,500 across Missouri, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in St. Louis

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
112$21.3M$45,00033%
2Midwest Regional Bank
Bank · Clayton, MO
36$39.3M$632,00036%
3Bank of Houston
Bank · Houston, MO
31$25.7M$435,00023%
4Huntington National Bank
Bank · Columbus, OH
31$8.6M$140,00077%
5Newtek Bank
Bank · Miami, FL
29$7.6M$150,00010%
6St. Charles County Economic Development Council
Certified development company · St. Charles, MO
24$12.5M$333,50025%
7BayFirst National Bank
Bank · St. Petersburg, FL
22$3.2M$150,0005%
8Rural Missouri
Certified development company · Jefferson City, MO
20$19.9M$623,00020%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
20$1.8M$50,0000%
10Northeast Bank
Bank · Portland, ME
19$2.9M$150,0005%
11Bank of Springfield
Bank · Springfield, IL
17$15.0M$350,00053%
12Live Oak Banking
Bank · Wilmington, NC
16$19.9M$500,00019%
13St. Louis Bank
Bank · St. Louis, MO
16$13.5M$514,00031%
14Celtic Bank
Bank · Salt Lake City, UT
15$10.5M$150,00033%
15Peoples National Bank
Bank · Mount Vernon, IL
15$3.8M$250,00047%
7(a) and 504 lenders combined, ranked by number of loans to businesses in St. Louis. For 504 loans the lender shown is the certified development company.

What gets financed in St. Louis

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)100
14%
$253,000U.S. Bank
Restaurants and hotels93
13%
$350,000Midwest Regional Bank
Professional and technical services86
12%
$236,750U.S. Bank
Health care and social assistance76
11%
$213,000Newtek Bank
Construction68
10%
$141,500U.S. Bank
Retail61
9%
$250,000U.S. Bank
Manufacturing58
8%
$350,000Midwest Regional Bank
Wholesale trade41
6%
$350,000U.S. Bank
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00038%
  • $500,000 to $2 million23%
  • $2 million and up7%
Compared with Missouri
Median loan, St. Louis
$262,000
Median loan, Missouri
$246,500
Startup share, St. Louis
32%
Startup share, Missouri
37%
Share of state's SBA loans
13.9%

SBA loans per fiscal year in St. Louis

067133200FY14: 165 loansFY14FY15: 180 loansFY15FY16: 166 loansFY16FY17: 166 loansFY17FY18: 173 loansFY18FY19: 143 loansFY19FY20: 135 loansFY20FY21: 163 loansFY21FY22: 144 loansFY22FY23: 128 loansFY23FY24: 156 loansFY24FY25: 188 loansFY25188FY26 (Oct to Jun): 99 loansFY2699
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.