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SBA lenders in Bay Shore, NY

SBA 7(a) and 504 loans to businesses in Bay Shore (Suffolk County), October 2021 to June 30, 2026 · Updated October 15, 2026
73
SBA loans approved
$36.4M
Total approved
$150,000
Median loan
25
Lenders active
29%
To startups

73 SBA loans worth $36.4M went to businesses in Bay Shore, NY between October 2021 and June 2026, from 25 lenders. TD Bank made the most, 15 loans. The median loan was $150,000, compared with $150,000 across New York, and arts, entertainment and recreation was the most financed industry.

Most active SBA lenders in Bay Shore

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
15$580K$25,00067%
2Manufacturers and Traders Trust
Bank · Buffalo, NY
12$1.1M$42,50058%
3Northeast Bank
Bank · Portland, ME
7$1.1M$150,0000%
4BayFirst National Bank
Bank · St. Petersburg, FL
5$715K$150,0000%
5Newtek Bank
Bank · Miami, FL
4$900K$250,0000%
6Live Oak Banking
Bank · Wilmington, NC
3$3.8M$254,5000%
7First Internet Bank of Indiana
Bank · Fishers, IN
3$1.8M$717,0000%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$900K$350,0000%
9JPMorgan Chase Bank
Bank · Columbus, OH
3$845K$250,0000%
10Capital One
Bank · McLean, VA
2$6.6M$3,293,7000%
11Celtic Bank
Bank · Salt Lake City, UT
2$2.2M$1,096,0000%
12Bank of Hope
Bank · Los Angeles, CA
1$4.2M$4,250,000100%
13Dime Commercial Bank
Bank · Hauppauge, NY
1$4.2M$4,236,0000%
14New Millennium Bank
Bank · Fort Lee, NJ
1$3.0M$3,000,0000%
15Citibank
Bank · Sioux Falls, SD
1$1.4M$1,436,8000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Bay Shore. For 504 loans the lender shown is the certified development company.

What gets financed in Bay Shore

IndustryLoansShareMedian loanMost active lender
Arts, entertainment and recreation9
12%
$60,000TD Bank
Restaurants and hotels9
12%
$150,000Manufacturers and Traders Trust
Retail8
11%
$37,500TD Bank
Administrative and support services7
10%
$115,400TD Bank
Construction6
8%
$252,250Live Oak Banking
Manufacturing6
8%
$150,000Manufacturers and Traders Trust
Wholesale trade6
8%
$152,500Manufacturers and Traders Trust
Professional and technical services6
8%
$34,800Northeast Bank
Loan size mix
  • Under $150,00045%
  • $150,000 to $500,00037%
  • $500,000 to $2 million8%
  • $2 million and up10%
Compared with New York
Median loan, Bay Shore
$150,000
Median loan, New York
$150,000
Startup share, Bay Shore
29%
Startup share, New York
25%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Bay Shore

0102030FY14: 5 loansFY14FY15: 13 loansFY15FY16: 10 loansFY16FY17: 10 loansFY17FY18: 15 loansFY18FY19: 11 loansFY19FY20: 4 loansFY20FY21: 12 loansFY21FY22: 5 loansFY22FY23: 14 loansFY23FY24: 20 loansFY24FY25: 24 loansFY2524FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.