31 SBA loans worth $19.0M went to businesses in Riverhead, NY between October 2021 and June 2026, from 15 lenders. Manufacturers and Traders Trust made the most, 7 loans. The median loan was $250,000, compared with $150,000 across New York, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Bank · Buffalo, NY | 7 | $545K | $50,000 | 14% |
| 2 | Empire State Certified Development Certified development company · Latham, NY | 5 | $3.4M | $534,000 | 0% |
| 3 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 3 | $4.6M | $1,791,000 | 0% |
| 4 | Dime Commercial Bank Bank · Hauppauge, NY | 3 | $2.1M | $510,000 | 67% |
| 5 | Northeast Bank Bank · Portland, ME | 3 | $487K | $219,500 | 33% |
| 6 | Hanover Community Bank Bank · Garden City Park, NY | 1 | $3.1M | $3,074,000 | 0% |
| 7 | First Merchants Bank Bank · Muncie, IN | 1 | $1.6M | $1,650,000 | 100% |
| 8 | ConnectOne Bank Bank · Englewood Cliffs, NJ | 1 | $1.5M | $1,500,000 | 0% |
| 9 | Unity Bank Bank · Clinton, NJ | 1 | $516K | $516,000 | 100% |
| 10 | New York Business Development Non-bank lender · Latham, NY | 1 | $475K | $475,000 | 0% |
| 11 | Bank of America Bank · Charlotte, NC | 1 | $250K | $250,000 | 0% |
| 12 | JPMorgan Chase Bank Bank · Columbus, OH | 1 | $250K | $250,000 | 0% |
| 13 | Stearns Bank Bank · St. Cloud, MN | 1 | $135K | $135,000 | 100% |
| 14 | Celtic Bank Bank · Salt Lake City, UT | 1 | $73K | $73,300 | 0% |
| 15 | TD Bank Bank · Wilmington, DE | 1 | $25K | $25,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 9 | $250,000 | Northeast Bank | |
| Other services (repair, personal care) | 4 | $136,500 | Manufacturers and Traders Trust | |
| Professional and technical services | 4 | $89,150 | Manufacturers and Traders Trust | |
| Retail | 3 | $200,000 | Manufacturers and Traders Trust | |
| Administrative and support services | 2 | $2,362,000 | Hanover Community Bank | |
| Arts, entertainment and recreation | 2 | $761,000 | Dime Commercial Bank | |
| Education | 2 | $367,000 | Manufacturers and Traders Trust | |
| Restaurants and hotels | 2 | $908,000 | Harvest Small Business Finance |