27 SBA loans worth $5.3M went to businesses in Wading River, NY between October 2021 and June 2026, from 10 lenders. Manufacturers and Traders Trust made the most, 8 loans. The median loan was $150,000, compared with $150,000 across New York, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Bank · Buffalo, NY | 8 | $527K | $42,600 | 38% |
| 2 | BayFirst National Bank Bank · St. Petersburg, FL | 5 | $750K | $150,000 | 0% |
| 3 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 3 | $1.2M | $350,000 | 0% |
| 4 | TD Bank Bank · Wilmington, DE | 3 | $375K | $100,000 | 33% |
| 5 | Northeast Bank Bank · Portland, ME | 2 | $400K | $200,000 | 0% |
| 6 | JPMorgan Chase Bank Bank · Columbus, OH | 2 | $210K | $105,000 | 0% |
| 7 | Wells Fargo Bank Bank · Sioux Falls, SD | 1 | $925K | $925,000 | 100% |
| 8 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 1 | $350K | $350,000 | 0% |
| 9 | Five Star Bank Bank · Roseville, CA | 1 | $350K | $350,000 | 0% |
| 10 | Grasshopper Bank Bank · New York, NY | 1 | $250K | $250,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 8 | $92,600 | Manufacturers and Traders Trust | |
| Construction | 6 | $200,000 | TD Bank | |
| Education | 6 | $350,000 | Readycap Lending | |
| Restaurants and hotels | 2 | $62,500 | Manufacturers and Traders Trust | |
| Finance and insurance | 1 | $150,000 | BayFirst National Bank | |
| Other services (repair, personal care) | 1 | $150,000 | BayFirst National Bank | |
| Transportation and warehousing | 1 | $150,000 | BayFirst National Bank | |
| Utilities | 1 | $25,000 | TD Bank |