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SBA lenders in Layton, UT

SBA 7(a) and 504 loans to businesses in Layton (Davis County), October 2021 to June 30, 2026 · Updated October 15, 2026
125
SBA loans approved
$63.3M
Total approved
$286,500
Median loan
36
Lenders active
30%
To startups

125 SBA loans worth $63.3M went to businesses in Layton, UT between October 2021 and June 2026, from 36 lenders. Zions Bank, A Division of made the most, 28 loans. The median loan was $286,500, compared with $267,150 across Utah, and health care and social assistance was the most financed industry.

Most active SBA lenders in Layton

#LenderLoansApprovedMedian loanTo startups
1Zions Bank, A Division of
Bank · Salt Lake City, UT
28$7.4M$114,95032%
2Mountain West Small Business Finance
Certified development company · Salt Lake City, UT
20$17.7M$659,00015%
3Mountain America FCU
Credit union · Sandy, UT
12$6.5M$70,00033%
4U.S. Bank
Bank · Cincinnati, OH
9$1.8M$65,30033%
5Intermountain Business Lending
Certified development company · Ogden, UT
6$3.4M$419,50033%
6America First Federal Credit Union
Credit union · Riverdale, UT
6$2.3M$415,25033%
7Celtic Bank
Bank · Salt Lake City, UT
4$2.4M$340,15025%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$2.1M$350,0000%
9Huntington National Bank
Bank · Columbus, OH
3$1.1M$350,00067%
10Cache Valley Bank
Bank · Logan, UT
3$418K$157,50033%
11Capital Matrix
Certified development company · Boise, ID
2$2.5M$1,268,0000%
12United Midwest Savings Bank
Bank · Degraff, OH
2$470K$235,00050%
13Capital Community Bank
Bank · Provo, UT
2$301K$150,35050%
14KeyBank
Bank · Cleveland, OH
2$50K$25,000100%
15Wells Fargo Bank
Bank · Sioux Falls, SD
2$30K$15,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Layton. For 504 loans the lender shown is the certified development company.

What gets financed in Layton

IndustryLoansShareMedian loanMost active lender
Health care and social assistance23
18%
$475,000U.S. Bank
Construction17
14%
$293,000Zions Bank, A Division of
Other services (repair, personal care)14
11%
$253,200Zions Bank, A Division of
Retail14
11%
$427,500Mountain West Small Business Finance
Restaurants and hotels12
10%
$371,900Mountain West Small Business Finance
Administrative and support services12
10%
$126,950America First Federal Credit Union
Professional and technical services9
7%
$150,000Mountain America FCU
Arts, entertainment and recreation6
5%
$176,500Zions Bank, A Division of
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00032%
  • $500,000 to $2 million28%
  • $2 million and up5%
Compared with Utah
Median loan, Layton
$286,500
Median loan, Utah
$267,150
Startup share, Layton
30%
Startup share, Utah
33%
Share of state's SBA loans
2.0%

SBA loans per fiscal year in Layton

0173350FY14: 30 loansFY14FY15: 27 loansFY15FY16: 29 loansFY16FY17: 31 loansFY17FY18: 32 loansFY18FY19: 30 loansFY19FY20: 24 loansFY20FY21: 23 loansFY21FY22: 24 loansFY22FY23: 21 loansFY23FY24: 26 loansFY24FY25: 42 loansFY2542FY26 (Oct to Jun): 12 loansFY2612
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.