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SBA lenders in Woods Cross, UT

SBA 7(a) and 504 loans to businesses in Woods Cross (Davis County), October 2021 to June 30, 2026 · Updated October 15, 2026
46
SBA loans approved
$34.7M
Total approved
$287,700
Median loan
21
Lenders active
33%
To startups

46 SBA loans worth $34.7M went to businesses in Woods Cross, UT between October 2021 and June 2026, from 21 lenders. Mountain America FCU made the most, 13 loans. The median loan was $287,700, compared with $267,150 across Utah, and construction was the most financed industry.

Most active SBA lenders in Woods Cross

#LenderLoansApprovedMedian loanTo startups
1Mountain America FCU
Credit union · Sandy, UT
13$5.5M$160,50015%
2Intermountain Business Lending
Certified development company · Ogden, UT
3$5.3M$1,682,0000%
3KeyBank
Bank · Cleveland, OH
3$1.4M$285,000100%
4Cache Valley Bank
Bank · Logan, UT
3$750K$250,00033%
5Zions Bank, A Division of
Bank · Salt Lake City, UT
3$625K$225,00033%
6BayFirst National Bank
Bank · St. Petersburg, FL
3$491K$150,0000%
7Mountain West Small Business Finance
Certified development company · Salt Lake City, UT
2$4.3M$2,147,0000%
8First Internet Bank of Indiana
Bank · Fishers, IN
2$508K$254,000100%
9Cyprus Federal Credit Union
Credit union · West Jordan, UT
2$164K$81,750100%
10Capital Community Bank
Bank · Provo, UT
1$3.7M$3,700,0000%
11Community Banks of Colorado, A Division of NBH Bank
Bank · Greenwood Village, CO
1$3.2M$3,250,0000%
12Huntington National Bank
Bank · Columbus, OH
1$3.0M$3,000,0000%
13Evergreen Business Capital
Certified development company · Seattle, WA
1$1.8M$1,754,0000%
14Capital Matrix
Certified development company · Boise, ID
1$1.3M$1,272,0000%
15Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$611K$611,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Woods Cross. For 504 loans the lender shown is the certified development company.

What gets financed in Woods Cross

IndustryLoansShareMedian loanMost active lender
Construction13
28%
$408,000Mountain America FCU
Retail10
22%
$337,350Mountain America FCU
Manufacturing8
17%
$316,250Mountain America FCU
Wholesale trade3
7%
$637,500Mountain America FCU
Other services (repair, personal care)3
7%
$150,000Cyprus Federal Credit Union
Education3
7%
$605,000UMB Bank
Administrative and support services2
4%
$32,500Mountain America FCU
Transportation and warehousing2
4%
$1,699,250Cyprus Federal Credit Union
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00037%
  • $500,000 to $2 million24%
  • $2 million and up13%
Compared with Utah
Median loan, Woods Cross
$287,700
Median loan, Utah
$267,150
Startup share, Woods Cross
33%
Startup share, Utah
33%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Woods Cross

071320FY14: 9 loansFY14FY15: 9 loansFY15FY16: 11 loansFY16FY17: 6 loansFY17FY18: 10 loansFY18FY19: 2 loansFY19FY20: 6 loansFY20FY21: 13 loansFY2113FY22: 7 loansFY22FY23: 13 loansFY23FY24: 9 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.