138 SBA loans worth $92.1M went to businesses in Berkeley, CA between October 2021 and June 2026, from 49 lenders. Mortgage Capital Development made the most, 13 loans. The median loan was $350,000, compared with $300,000 across California, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Mortgage Capital Development Certified development company · Oakland, CA | 13 | $12.9M | $801,000 | 0% |
| 2 | Northeast Bank Bank · Portland, ME | 12 | $2.4M | $122,800 | 8% |
| 3 | Celtic Bank Bank · Salt Lake City, UT | 9 | $4.8M | $150,000 | 22% |
| 4 | Huntington National Bank Bank · Columbus, OH | 9 | $2.4M | $335,000 | 33% |
| 5 | U.S. Bank Bank · Cincinnati, OH | 7 | $1.6M | $240,000 | 14% |
| 6 | City National Bank Bank · Los Angeles, CA | 5 | $4.6M | $500,000 | 20% |
| 7 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 5 | $4.6M | $472,000 | 0% |
| 8 | Mortgage Capital Development Non-bank lender · Oakland, CA | 5 | $1.6M | $350,000 | 40% |
| 9 | JPMorgan Chase Bank Bank · Columbus, OH | 5 | $572K | $105,000 | 0% |
| 10 | Live Oak Banking Bank · Wilmington, NC | 4 | $6.6M | $1,270,000 | 25% |
| 11 | Newtek Bank Bank · Miami, FL | 4 | $3.9M | $367,500 | 0% |
| 12 | Wells Fargo Bank Bank · Sioux Falls, SD | 4 | $1.2M | $11,250 | 100% |
| 13 | BayFirst National Bank Bank · St. Petersburg, FL | 4 | $359K | $79,500 | 0% |
| 14 | Fifth Third Bank Bank · Cincinnati, OH | 3 | $4.1M | $400,000 | 0% |
| 15 | Business Finance Capital Certified development company · Los Angeles, CA | 3 | $1.9M | $544,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 29 | $225,000 | Northeast Bank | |
| Retail | 25 | $320,000 | Northeast Bank | |
| Restaurants and hotels | 23 | $350,000 | Huntington National Bank | |
| Manufacturing | 14 | $425,000 | U.S. Bank | |
| Other services (repair, personal care) | 13 | $900,000 | Mortgage Capital Development | |
| Health care and social assistance | 12 | $622,600 | BMO Bank | |
| Real estate and rental | 7 | $826,700 | City National Bank | |
| Education | 5 | $207,000 | Wells Fargo Bank |