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SBA lenders in Elk Grove, CA

SBA 7(a) and 504 loans to businesses in Elk Grove (Sacramento County), October 2021 to June 30, 2026 · Updated October 15, 2026
124
SBA loans approved
$69.5M
Total approved
$250,000
Median loan
36
Lenders active
35%
To startups

124 SBA loans worth $69.5M went to businesses in Elk Grove, CA between October 2021 and June 2026, from 36 lenders. U.S. Bank made the most, 23 loans. The median loan was $250,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in Elk Grove

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
23$7.1M$50,00035%
2Huntington National Bank
Bank · Columbus, OH
15$3.4M$206,00080%
3Wells Fargo Bank
Bank · Sioux Falls, SD
10$3.0M$210,25070%
4Mortgage Capital Development
Certified development company · Oakland, CA
6$5.3M$739,00017%
5Live Oak Banking
Bank · Wilmington, NC
5$3.7M$535,0000%
6Newtek Bank
Bank · Miami, FL
5$2.2M$210,00060%
7Northeast Bank
Bank · Portland, ME
5$742K$100,00020%
8Greater Sacramento Certified Development
Certified development company · North Highlands, CA
4$7.6M$1,031,5000%
9Celtic Bank
Bank · Salt Lake City, UT
4$1.8M$371,5000%
10United Midwest Savings Bank
Bank · Degraff, OH
4$1.3M$201,950100%
11BayFirst National Bank
Bank · St. Petersburg, FL
4$533K$150,0000%
12Banner Bank
Bank · Walla Walla, WA
3$1.9M$500,00033%
13Columbia Bank
Bank · Roseburg, OR
3$110K$50,00033%
14BMO Bank
Bank · Chicago, IL
2$9.2M$4,600,0000%
15CDC Small Business Finance
Certified development company · San Diego, CA
2$2.9M$1,437,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Elk Grove. For 504 loans the lender shown is the certified development company.

What gets financed in Elk Grove

IndustryLoansShareMedian loanMost active lender
Construction16
13%
$100,000U.S. Bank
Health care and social assistance15
12%
$622,500Huntington National Bank
Other services (repair, personal care)15
12%
$414,000U.S. Bank
Professional and technical services15
12%
$350,000U.S. Bank
Retail14
11%
$149,000Huntington National Bank
Restaurants and hotels12
10%
$297,000Celtic Bank
Arts, entertainment and recreation9
7%
$450,000Huntington National Bank
Transportation and warehousing8
6%
$75,000Huntington National Bank
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00035%
  • $500,000 to $2 million25%
  • $2 million and up6%
Compared with California
Median loan, Elk Grove
$250,000
Median loan, California
$300,000
Startup share, Elk Grove
35%
Startup share, California
23%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Elk Grove

0132740FY14: 15 loansFY14FY15: 34 loansFY15FY16: 36 loansFY1636FY17: 34 loansFY17FY18: 27 loansFY18FY19: 18 loansFY19FY20: 29 loansFY20FY21: 23 loansFY21FY22: 28 loansFY22FY23: 17 loansFY23FY24: 34 loansFY24FY25: 32 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.