US Lender Metrics Get a Lender Match

SBA lenders in Salisbury, NC

SBA 7(a) and 504 loans to businesses in Salisbury (Rowan County), October 2021 to June 30, 2026 · Updated October 16, 2026
33
SBA loans approved
$29.7M
Total approved
$460,000
Median loan
21
Lenders active
36%
To startups

33 SBA loans worth $29.7M went to businesses in Salisbury, NC between October 2021 and June 2026, from 21 lenders. Live Oak Banking made the most, 5 loans. The median loan was $460,000, compared with $311,750 across North Carolina, and construction was the most financed industry.

Most active SBA lenders in Salisbury

#LenderLoansApprovedMedian loanTo startups
1Live Oak Banking
Bank · Wilmington, NC
5$5.4M$911,00080%
2Huntington National Bank
Bank · Columbus, OH
3$4.3M$460,0000%
3First Bank
Bank · Southern Pines, NC
2$3.7M$1,845,700100%
4Pinnacle Bank
Bank · Nashville, TN
2$2.0M$979,0000%
5Fidelity Bank
Bank · Fuquay Varina, NC
2$980K$490,25050%
6BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
7TD Bank
Bank · Wilmington, DE
2$200K$100,0000%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$45K$22,50050%
9Provident Business Financial Services
Certified development company · West Columbia, SC
1$5.0M$5,000,000100%
10Open Bank
Bank · Los Angeles, CA
1$2.5M$2,530,0000%
11Carolina Business Capital
Certified development company · Charlotte, NC
1$1.3M$1,251,0000%
12GBank
Bank · Las Vegas, NV
1$1.1M$1,132,0000%
13First Bank of the Lake
Bank · Osage Beach, MO
1$628K$628,0000%
14Pathward
Bank · Sioux Falls, SD
1$617K$617,0000%
15Business Expansion Funding
Certified development company · Charlotte, NC
1$535K$535,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Salisbury. For 504 loans the lender shown is the certified development company.

What gets financed in Salisbury

IndustryLoansShareMedian loanMost active lender
Construction6
18%
$150,000BayFirst National Bank
Real estate and rental5
15%
$911,000Live Oak Banking
Other services (repair, personal care)5
15%
$45,000Live Oak Banking
Restaurants and hotels4
12%
$2,507,200Carolina Business Capital
Health care and social assistance3
9%
$305,500Live Oak Banking
Education2
6%
$198,500Readycap Lending
Wholesale trade2
6%
$250,000Huntington National Bank
Arts, entertainment and recreation1
3%
$2,530,000Open Bank
Loan size mix
  • Under $150,00024%
  • $150,000 to $500,00027%
  • $500,000 to $2 million33%
  • $2 million and up15%
Compared with North Carolina
Median loan, Salisbury
$460,000
Median loan, North Carolina
$311,750
Startup share, Salisbury
36%
Startup share, North Carolina
40%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Salisbury

03710FY14: 8 loansFY14FY15: 7 loansFY15FY16: 6 loansFY16FY17: 6 loansFY17FY18: 4 loansFY18FY19: 4 loansFY19FY20: 4 loansFY20FY21: 5 loansFY21FY22: 4 loansFY22FY23: 8 loansFY23FY24: 9 loansFY249FY25: 7 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.